Having a solid understanding of the implications of underinsurance is crucial at a time when many South Africans are financially strained and looking for ways to save on household costs. While there is always the temptation to cut insurance costs…

Without the financial experience of what insurance is all about, it’s likely to be challenging trying to unravel why the insurance quotes you receive vary so radically in premium price, the terms of cover, the excess or deductible you’ll need…